Entrepreneur: Find out how your business can get a loan of up to 600,000 soles

Are you ready to make that wonderful idea that has kept you up all night a reality? Or maybe you’ve discovered a market opportunity that could be a game-changer for your business? Whatever your goal, we know that as an entrepreneur you need to invest to grow. But where to find the right financing? Traditional financial institutions may fall short by requiring impeccable credit history and prohibitive rates.

The good news is that Fintech They are here to change the course of your business with products like working capital loans designed specifically for entrepreneurs like you.

The main advantages of applying for a working capital loan

Request a loan to develop your business can offer you three great benefits:

1. Accelerated Growth: With the right financing, you can expand your business faster than you could with your own resources alone. This allows you to take advantage of market opportunities, increase production capacity or improve your operations, which in turn can lead to a significant increase in your income.
2. Financial flexibility: By taking out a loan, you gain access to capital that you can use based on the specific needs of your business. Whether you’re investing in inventory, expanding your facility, launching a new product line, or financing a marketing campaign, you have the freedom to use the funds strategically to achieve your business goals.
3. Improving cash flow: Instead of using your own funds or relying solely on sales to finance your operations, a loan allows you to better manage your cash flow. This can be particularly useful during periods of growth or seasonality, helping to maintain financial stability and avoid liquidity problems.

Request a loan from Prestamype

Prestamip is an SBS-registered FinTech that offers an annual effective cost rate ranging from 22.13% and is a single rate that includes valuation, notary services, registration and survey costs.

Unlike other financial institutions, Prestamype offers:

• High amounts: from 20 thousand to 600 thousand.
• Monthly interest rate from 1.20%.
• Terms of 12, 18, 24, 36, 48 and up to 60 months, which you can extend in the future after evaluation.
• Quick payout: 15 days on average.
• Custom Schedules: You can choose how you want to amortize the capital over the loan period.
• Prestamype is a brand of P2P Finance Consulting SAC, a company registered with the Banking and Insurance Authority (SBS – Resolution No. 05939).

Get more detailed information about the benefits of the loan, HERE.

How can I get a Prestampype working capital loan?

To qualify for a working capital loan, the interested party must have a property such as a house, flat, premises or land, duly registered with SUNARP, acting as collateral. The location of the property must be in Metropolitan Lima, Callao, Metropolitan Arequipa, Metropolitan Trujillo or Metropolitan Huancayo.

In addition, the property must be free of fines, liens or encumbrances in public records or the municipality.

Find out if you are pre-qualified for a loan in less than 2 minutes by clicking HERE.