Prestamype: The perfect Fintech loan for entrepreneurs

Attention entrepreneurs! Z working capital loan Prestampype, micro-entrepreneurs can access sums from S/20 thousand without credit history, being at Infocorp and with excellent terms and conditions. Find out the requirements in this note.

Being an entrepreneur in Peru is a job, it’s about leaving everything behind to move forward not only as a family but also as a country. To continue to grow and realize the dream of having a solid, profitable and successful company, you need not only a hit, but also capital for investment.

Whether it’s purchasing materials, making deliveries, improving premises, opening a branch or hiring staff, large sums of money are always needed. Thinking of this need, PrestamipPeruvian Fintech with more than 6 years of experience, offers working capital loana type of loan with ideal conditions for micro and small entrepreneurs to continue growing and developing their business.

Prestamype offers more flexible terms than traditional banking

If you have recently started a business or you need liquidity to finance your business activities and thus generate more income, the Prestamype working capital loan is for you. Unlike traditional banking services such as banks and savings banks, Prestamype offers flexibility, fair terms, large amounts, payment schedules tailored to your needs and simple processes.

In addition, to be in Infocorp or lack of credit history is not decisive for Prestamype as it takes into account other variables in addition to your risk status. This means you can get a loan with Infocorp or even with no credit history. Learn more HERE.

Advantages of a Prestamype loan

Z working capital loan With Prestampype, you can access a variety of benefits. Here we will tell you the main ones:

  • High amounts: from S/20 thousand to S/600 thousand.
  • Interest rate monthly from 1.20%
  • Deadlines 12, 18, 24, 36, 48 and up to 60 months, which you can extend in the future after an assessment.
  • Fast payout: 15 days on average.
  • Individual schedules: You can choose how you want to amortize the capital over the loan period.
  • Safe company: Prestamype is a brand of P2P Finance Consulting SAC, a company registered with the Banking and Insurance Authority (SBS – Resolution No. 05939).

If you are ready to develop your business and continue to grow, Prequalify for a working capital loan HERE.

Requirements for obtaining a working capital loan

Prestampype offers you a annual effective rate of expenditure (ACER) from 22.13% and is a single rate that includes appraisal, notary, registration and review costs. For pre-qualification a loan The interested party must meet the following basic requirements:

  • You must have an immovable property such as a house, flat, land, office or commercial premises to be left as collateral.
  • The property must be registered with the National Inspection of State Documents (SUNARP).
  • In addition, he must be located in Metropolitan Lima, Callao, Metropolitan Arequipa, Metropolitan Trujillo or Metropolitan Huancayo.
  • The property must also have no legal problems (fines, liens or damages) in the municipality or state registries.

Prestamype offers fair terms that suit each person’s profile and ability to pay, so that they can meet their obligations and make fixed monthly payments on the agreed date. When you’re ready to launch your business, Prequalify for a working capital loan HERE.

Prestamype is positioned as one of the largest FinTech companies in the country

Prestamype is today considered one of the top 100 startups in Peru, according to Forbes; This is due to its extensive history and experience gained over the years. It has already been paid since 2017 more than S/700 million soles in financing and contributed to the growth of many micro and small entrepreneurs.

All this allowed him to receive funding from the IDB Lab, the Innovation Laboratory of the Inter-American Development Bank, worth 2 million dollars and the financial support of one of the largest venture capital companies in Peru: Salkantay VC.

In addition, it became the first Peruvian Fintech to complete a USD 5 million Pre-Series A round led by international investors Acumen Latam Impact Ventures (ALIVE) and Oikocredit, which will strengthen its expansion in the country.

Grow your business with a working capital loan tailored to you. Learn more HERE.

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